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Pet Health Insurance

Dog with woman on a bench

Pet health insurance typically protects you from financial losses when your pet gets into an accident or becomes ill. As with other types of insurance, there is no guarantee that buying pet health insurance will save you money, and it is possible that you will pay more in premiums than you receive in benefits. Before selecting an insurer or policy you should research various policies and select the one that best suits your needs and fits your budget.

Pet health insurance operates similarly to how your health insurance plan may work. Your plan may have deductibles, annual or lifetime limits, and there may be caps on coverage for specific types of illness or accidents.

The most notable difference between human health and pet health insurance policies is the method of reimbursement. When your pet is injured or ill, it is your responsibility to pay the veterinarian bill. You then submit a claim to your insurance company, who reimburses you for some or all of your expenses.

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