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Affordable Care Act (ACA) - Illinois Rate Filings

The chart below contains proposed rates for Plan Year 2025, which will be reviewed for compliance with federal and state requirements. Final rates will be posted below prior to the beginning of the ACA Marketplace Open Enrollment Period on November 1, 2024. 

If you would like to make a public comment regarding proposed ACA individual and small group rate filings during the 30-day comment period, fill out this form.

ACA Proposed Rates - Public Comment Form

UPDATE: The public comment period has been extended through July 27, 2024.

INDIVIDUAL MARKET

Issuer SERF Number INITIAL AVG INITIAL MAX INITIAL MIN Rate Filings FINAL AVG FINAL MAX FINAL MIN

Aetna Health Inc.

AETN-134080287

7.69% 19.29% 4.55% 11.11% 22.22% 33.33%

Aetna Life Insurance Company

AETN-134080250

2.24% 12.67% -1.98%

Celtic Insurance Company

CELT-134074669

1.70% 12.67% -2.30%

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Cigna HealthCare of Illinois, Inc

CCGH-134101980

6.35% 10.58% 3.44%

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Health Alliance Medical Plans, Inc.

HAMP-134075987

9.90% 19.56% 2.69%

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Blue Cross Blue Shield of Illinois *

ILCP-134120707

4.30% 16.30% -12.20%

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MercyCare HMO, Inc.

MCIN-133973626

5.37% 6.54% 3.31%

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Molina Healthcare of Illinois, Inc.

MHCI-134108693

1.60% 3.80% -2.20%

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Oscar Health Plan, Inc.

OHIN-134107589

11.70% 17.40% 3.40%

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Quartz Health Benefit Plans Corporation

UYHI-134097161

9.91% 15.28% 4.15%

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UnitedHealthcare of Illinois, Inc.

UHLC-134085298

1.46% 5.38% -2.35%

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*Blue Cross Blue Shield of Illinois is also known as Health Care Service Corporation, A Mutual Legal Reserve Company.*

SMALL MARKET

Issuer SERF Number AVG MAX MIN Rate Filings

Health Alliance Medical Plans, Inc.

HAMP-134068589

19.90% 43.70% -13.67%

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Blue Cross Blue Shield of Illinois *

ILCP-134099371

7.91% 14.89% 0.21%

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Medical Associates Health Plan, Inc.

MEDC-134078290

7.80% 12.60% 0.20%

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MercyCare HMO, Inc.

MCIN-133973654

6.52% 7.08% 5.36%

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Quartz Health Benefit Plans Corporation

UYHI-134100031

11.64% 16.92% 7.99%

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Quartz Health Insurance Corporation

PHPI-134100054

8.74% 8.87% 5.44%

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UnitedHealthcare Insurance Company of Illinois

UHLC-134116808

8.06% 10.73% -0.70%

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UnitedHealthcare Insurance Company of the River Valley

UHLC-134122252

7.85% 9.12% 7.35%

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UnitedHealthcare of Illinois, Inc.

UHLC-134116798

7.88% 9.31% 6.58%

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UnitedHealthcare Plan of the River Valley, Inc.

UHLC-134122255

8.68% 9.65% 8.68%

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*Blue Cross Blue Shield of Illinois is also known as Health Care Service Corporation, A Mutual Legal Reserve Company.*

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