Agencies
Services
Affordable Care Act (ACA) - Illinois Rate Filings
The chart below contains proposed rates for Plan Year 2027, which will be reviewed for compliance with federal and state requirements. Please submit any comments to DOI.HealthRateReview@illinois.gov by Friday, July 10, 2026.
2026 Illinois On- and Off-Exchange Plan Analyses can be found here.
The Health Rate Review Consumer Guide can be found here.
Initial Filings
INDIVIDUAL MARKET
| Issuer | SERFF Number | INITIAL AVG | INITIAL MAX | INITIAL MIN | Rate Filings |
|---|---|---|---|---|---|
|
Blue Cross Blue Shield of Illinois* |
ILCP-134960138 |
14.90% | 33.90% | -5.30% | |
|
Celtic Insurance Company |
CECO-134907559 |
9.20% | 11.50% | 3.70% | |
|
MercyCare HMO, Inc. |
MCIN-134909414 |
12.15% | 13.63% | 8.68% | |
|
Molina Healthcare of Illinois, Inc. |
MHCI-134943671 |
1.80% | 1.80% | 1.80% | |
|
Oscar Health Plan, Inc. |
OHIN-134953841 |
12.70% | 18.40% | 1.80% | |
|
UnitedHealthcare of Illinois, Inc. |
UHLC-134951297 |
12.35% | 15.48% | 6.95% |
*Blue Cross Blue Shield of Illinois is also known as Health Care Service Corporation, A Mutual Legal Reserve Company.*
SMALL GROUP MARKET
| Issuer | SERFF Number | INITIAL AVG | INITIAL MAX | INITIAL MIN | Rate Filings |
|---|---|---|---|---|---|
|
Blue Cross Blue Shield of Illinois* |
ILCP-134927284 |
15.69% | 26.83% | 6.66% | |
|
Medical Associates Health Plan, Inc. |
MEDC-134875811 |
8.20% | 12.20% | 0.90% | |
|
MercyCare HMO, Inc. |
MCIN-134909424 |
6.66% | 10.94% | 3.71% | |
|
UnitedHealthcare Insurance Company of Illinois |
UHLC-134964390 |
12.91% | 15.88% | 4.73% | |
|
UnitedHealthcare Insurance Company of the River Valley |
UHLC-134964400 |
10.00% | 10.56% | 6.55% | |
|
UnitedHealthcare of Illinois, Inc. |
UHLC-134964395 |
9.50% | 13.44% | 4.54% | |
|
UnitedHealthcare Plan of the River Valley, Inc. |
UHLC-134964405 |
9.20% | 9.20% | 8.10% |
*Blue Cross Blue Shield of Illinois is also known as Health Care Service Corporation, A Mutual Legal Reserve Company.*