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Illinois Plan Year 2025 ACA Rate Filings

Individual ACA Policy Year 2025

Company SERFF Number INITIAL AVG INITIAL MAX INITIAL MIN FINAL AVG FINAL MAX FINAL MIN

Aetna Health Inc.

AETN-134080287

7.69%

19.29%

4.55%

6.94%

18.44%

3.84%

Aetna Life Insurance Company

AETN-134080250

2.24%

12.67%

-1.98%

2.03%

12.42%

-2.19%

Celtic Insurance Company

CELT-134074669

1.70%

3.00%

-2.30%

-4.10%

-2.80%

-8.00%

Cigna HealthCare of Illinois, Inc.

CCGH-134101980

6.35%

10.58%

3.44%

6.39%

9.79%

3.65%

Health Alliance Medical Plans, Inc.

HAMP-134075987

9.90%

19.56%

2.69%

10.05%

19.56%

1.51%

Health Care Service Corporation, A Mutual Legal Reserve Company

ILCP-134120707

4.30%

16.30%

-12.20%

6.60%

19.00%

-10.00%

MercyCare HMO, Inc.

MCIN-133973626

5.37%

6.54%

3.31%

5.37%

6.54%

4.13%

Molina Healthcare of Illinois, Inc.

MHCI-134108693

1.60%

3.80%

-2.20%

1.60%

2.80%

-0.70%

Oscar Health Plan, Inc.

OHIN-134107589

11.70%

17.40%

3.40%

11.70%

17.40%

3.40%

Quartz Health Benefit Plans Corporation

UYHI-134097161

9.91%

15.28%

4.15%

9.91%

15.28%

4.15%

UnitedHealthcare of Illinois, Inc.

UHLC-134085298

1.46%

5.38%

-2.35%

1.46%

5.38%

-2.35%

Small Group ACA Policy Year 2025

Company SERFF Number INITIAL AVG INITIAL MAX INITIAL MIN FINAL AVG FINAL MAX FINAL MIN

Health Alliance Medical Plans, Inc.

HAMP-134068589

19.90%

43.70%

-13.76%

19.69%

43.90%

-14.09%

Health Care Service Corporation, A Mutual Legal Reserve Company

ILCP-134099371

7.91%

14.89%

0.21%

8.64%

15.67%

0.89%

Medical Associates Health Plan, Inc.

MEDC-134078290

7.80%

12.60%

0.20%

7.80%

12.60%

0.20%

MercyCare HMO, Inc.

MCIN-133973654

6.52%

7.08%

5.36%

6.52%

7.08%

5.36%

Quartz Health Benefit Plans Corporation

UYHI-134100031

11.64%

16.92%

7.99%

11.64%

16.92%

7.99%

Quartz Health Insurance Corporation

PHPI-134100054

8.74%

8.87%

5.44%

8.74%

8.87%

5.44%

UnitedHealthcare Insurance Company of Illinois

UHLC-134116808

8.06%

10.73%

-0.70%

5.90%

8.52%

-2.69%

UnitedHealthcare Insurance Company of the River Valley

UHLC-134122252

7.85%

9.12%

7.35%

7.85%

9.12%

7.35%

UnitedHealthcare of Illinois, Inc.

UHLC-134116798

7.88%

9.31%

6.58%

5.72%

7.12%

4.45%

UnitedHealthcare Plan of the River Valley, Inc.

UHLC-134122255

8.68%

9.65%

8.68%

8.68%

9.65%

8.68%

Changes from PY 2024

  • Individual: Medica Central Health Plan (formerly SSM Health Plan) is leaving the individual market in PY 2025.
  • Small Group: Aetna Health, Inc., Aetna Health Insurance Company, and Aetna Life Insurance Company are leaving the small group market in PY 2025.

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