Agencies
Services
Year 2025 Ind and SG Premium Rate Changes
Final Filings
Individual ACA Policy Year 2025
| ISSUER | SERF Number | INITIAL AVG | INITIAL MAX | INITIAL MIN | FINAL AVG | FINAL MAX | FINAL MIN | LETTER |
|---|---|---|---|---|---|---|---|---|
|
Aetna Health Inc. |
AETN-134080287 |
7.69% |
19.29% |
4.55% |
6.94% |
18.44% |
3.84% |
|
|
Aetna Life Insurance Company |
AETN-134080250 |
2.24% |
12.67% |
-1.98% |
2.03% |
12.42% |
-2.19% |
|
|
Celtic Insurance Company |
CELT-134074669 |
1.70% |
3.00% |
-2.30% |
-4.10% |
-2.80% |
-8.00% |
|
|
Cigna HealthCare of Illinois, Inc. |
CCGH-134101980 |
6.35% |
10.58% |
3.44% |
6.39% |
9.79% |
3.65% |
|
|
Health Alliance Medical Plans, Inc. |
HAMP-134075987 |
9.90% |
19.56% |
2.69% |
10.05% |
19.56% |
1.51% |
|
|
Blue Cross Blue Shield of Illinois* |
ILCP-134120707 |
4.30% |
16.30% |
-12.20% |
6.60% |
19.00% |
-10.00% |
|
|
MercyCare HMO, Inc. |
MCIN-133973626 |
5.37% |
6.54% |
3.31% |
5.37% |
6.54% |
4.13% |
|
|
Molina Healthcare of Illinois, Inc. |
MHCI-134108693 |
1.60% |
3.80% |
-2.20% |
1.60% |
2.80% |
-0.70% |
|
|
Oscar Health Plan, Inc. |
OHIN-134107589 |
11.70% |
17.40% |
3.40% |
11.70% |
17.40% |
3.40% |
|
|
Quartz Health Benefit Plans Corporation |
UYHI-134097161 |
9.91% |
15.28% |
4.15% |
9.91% |
15.28% |
4.15% |
|
|
UnitedHealthcare of Illinois, Inc. |
UHLC-134085298 |
1.46% |
5.38% |
-2.35% |
1.46% |
5.38% |
-2.35% |
*Blue Cross Blue Shield of Illinois is also known as Health Care Service Corporation, A Mutual Legal Reserve Company.*
Small Group ACA Policy Year 2025
| ISSUER | SERF Number | INITIAL AVG | INITIAL MAX | INITIAL MIN | FINAL AVG | FINAL MAX | FINAL MIN | LETTER |
|---|---|---|---|---|---|---|---|---|
|
Health Alliance Medical Plans, Inc. |
HAMP-134068589 |
19.90% |
43.70% |
-13.67% |
19.69% |
43.90% |
-14.09% |
|
|
Blue Cross Blue Shield of Illinois* |
ILCP-134099371 |
7.91% |
14.89% |
0.21% |
8.64% |
15.67% |
0.89% |
|
|
Medical Associates Health Plan, Inc. |
MEDC-134078290 |
7.80% |
12.60% |
0.20% |
7.80% |
12.60% |
0.20% |
|
|
MercyCare HMO, Inc. |
MCIN-133973654 |
6.52% |
7.08% |
5.36% |
6.52% |
7.08% |
5.36% |
|
|
Quartz Health Benefit Plans Corporation |
UYHI-134100031 |
11.64% |
16.92% |
7.99% |
11.64% |
16.92% |
7.99% |
|
|
Quartz Health Insurance Corporation |
PHPI-134100054 |
8.74% |
8.87% |
5.44% |
8.74% |
8.87% |
5.44% |
|
|
UnitedHealthcare Insurance Company of Illinois |
UHLC-134116808 |
8.06% |
10.73% |
-0.70% |
5.90% |
8.52% |
-2.69% |
|
|
UnitedHealthcare Insurance Company of the River Valley |
UHLC-134122252 |
7.85% |
9.12% |
7.35% |
7.85% |
9.12% |
7.35% |
|
|
UnitedHealthcare of Illinois, Inc. |
UHLC-134116798 |
7.88% |
9.31% |
6.58% |
5.72% |
7.12% |
4.45% |
|
|
UnitedHealthcare Plan of the River Valley, Inc. |
UHLC-134122255 |
8.68% |
9.65% |
8.68% |
8.68% |
9.65% |
8.68% |
*Blue Cross Blue Shield of Illinois is also known as Health Care Service Corporation, A Mutual Legal Reserve Company.*
Initial Filings
INDIVIDUAL MARKET
| ISSUER | SERF Number | INITIAL AVG | INITIAL MAX | INITIAL MIN | RATE FILINGS |
|---|---|---|---|---|---|
|
Aetna Health Inc. |
AETN-134080287 |
7.69% |
19.29% |
4.55% |
|
|
Aetna Life Insurance Company |
AETN-134080250 |
2.24% |
12.67% |
-1.98% |
|
|
Celtic Insurance Company |
CELT-134074669 |
1.70% |
3.00% |
-2.30% |
|
|
Cigna HealthCare of Illinois, Inc. |
CCGH-134101980 |
6.35% |
10.58% |
3.44% |
|
|
Health Alliance Medical Plans, Inc. |
HAMP-134075987 |
9.90% |
19.56% |
2.69% |
|
|
Blue Cross Blue Shield of Illinois* |
ILCP-134120707 |
4.30% |
16.30% |
-12.20% |
|
|
MercyCare HMO, Inc. |
MCIN-133973626 |
5.37% |
6.54% |
3.31% |
|
|
Molina Healthcare of Illinois, Inc. |
MHCI-134108693 |
1.60% |
3.80% |
-2.20% |
|
|
Oscar Health Plan, Inc. |
OHIN-134107589 |
11.70% |
17.40% |
3.40% |
|
|
Quartz Health Benefit Plans Corporation |
UYHI-134097161 |
9.91% |
15.28% |
4.15% |
|
|
UnitedHealthcare of Illinois, Inc. |
UHLC-134085298 |
1.46% |
5.38% |
-2.35% |
*Blue Cross Blue Shield of Illinois is also known as Health Care Service Corporation, A Mutual Legal Reserve Company.*
SMALL MARKET
| ISSUER | SERF Number | INITIAL AVG | INITIAL MAX | INITIAL MIN | RATE FILINGS |
|---|---|---|---|---|---|
|
Health Alliance Medical Plans, Inc. |
HAMP-134068589 |
19.90% |
43.70% |
-13.67% |
|
|
Blue Cross Blue Shield of Illinois* |
ILCP-134099371 |
7.91% |
14.89% |
0.21% |
|
|
Medical Associates Health Plan, Inc. |
MEDC-134078290 |
7.80% |
12.60% |
0.20% |
|
|
MercyCare HMO, Inc. |
MCIN-133973654 |
6.52% |
7.08% |
5.36% |
|
|
Quartz Health Benefit Plans Corporation |
UYHI-134100031 |
11.64% |
16.92% |
7.99% |
|
|
Quartz Health Insurance Corporation |
PHPI-134100054 |
8.74% |
8.87% |
5.44% |
|
|
UnitedHealthcare Insurance Company of Illinois |
UHLC-134116808 |
8.06% |
10.73% |
-0.70% |
|
|
UnitedHealthcare Insurance Company of the River Valley |
UHLC-134122252 |
7.85% |
9.12% |
7.35% |
|
|
UnitedHealthcare of Illinois, Inc. |
UHLC-134116798 |
7.88% |
9.31% |
6.58% |
|
|
UnitedHealthcare Plan of the River Valley, Inc. |
UHLC-134122255 |
8.68% |
9.65% |
8.68% |
*Blue Cross Blue Shield of Illinois is also known as Health Care Service Corporation, A Mutual Legal Reserve Company.*
Changes from PY 2024
- Individual: Medica Central Health Plan (formerly SSM Health Plan) is leaving the individual market in PY 2025.
- Small Group: Aetna Health, Inc., Aetna Health Insurance Company, and Aetna Life Insurance Company are leaving the small group market in PY 2025.